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How to buy flood insurance online

Don’t get washed away by the process of buying flood insurance. Obtaining quotes for flood insurance can be a long and painful task, as many insurance companies are not even prepared to take on the risk if you live in a flood prone area. You could spend hours on the telephone to get the best quotes and even then you still might not get a good deal or the best type of cover available to you.

By referring to online specialist insurance providers you can save yourself a great deal of hassle and a considerable amount of money. Additionally, you get to select a time that is convenient for you and will not have to wait in call centre queues!

Why should I go through a specialist?

Through years of experience and relevant training, specialists can thoroughly assess your requirements and advise you on which insurance company will provide the best deal based on your specific circumstances. Without this kind of expertise, you may be leaving it to chance and the consequences could be financially and mentally draining.

Did you know? – Facts you need to know about floods

  • Only 55 per cent of people living in flood risk areas knew they were at risk, according to the 2009 Flooding in England Report.
  • Flooding does not just affect people living near the coastline or close to rivers – burst water pipes and surface water flooding from heavy rainfall are also very common.
  • Over 5.5 million (or 1 in 6) properties are at risk of flooding.

By making enquiries today you can set your mind at rest and plan for the unexpected.

If you are unfortunate enough to be affected by flooding, the inconvenience this may cause you is enormous. This is why it is so important to select the right type of insurance. Depending on the extent of the flooding, your house could be inhabitable for a long period of time and your belongings could be damaged beyond repair. Specialist flood insurance companies will work with high quality repairers and suppliers to ensure that should you need to make a flood claim, it will be as simple and painless as possible.

As well as getting the best assistance to help you in the aftermath of flooding, it is also really important that you are fully aware of the risks and take necessary precautions to avoid or lessen potential loss and damage.

People living in high risk flood areas are advised to have a flood plan and to take actions such as the following:

  • Store sandbags close to any entrances to your home and line them around your house
  • Regularly check for flood warnings
  • Move valuables to higher floors within the home

You can get further tips and guidance from the specialist insurers.

How do I find out more and get a great deal?

You simply need to complete an online form with your details and the experts will do the rest of the work to find you the policy that covers all your requirements at a reasonable price.

 

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