Choosing shop insurance can be quite a complex business as it covers a variety of risks especially when shop owners and their staff come into contact with customers and suppliers. For this reason public liability insurance should be a priority, this will cover the cost of a claim should a member of the public be injured or killed while on your shop premises. Slips and accidents in shops can sometimes cause very serious injuries which could lead to a compensation claim if a customer sues you or your staff for negligence.
Employers liability insurance
Check out employers liability insurance online which can be purchased from experienced brokers. If you employ staff full-time part-time or even family members on a voluntary basis you will need employers liability cover. This will pay the cost of any claim to an employee who may have been injured at work or has become ill while in your employment. Let brokers compare quotes for you by submitting an online application form, if you’re unsure in any way about shop insurance speak to a team member by telephone to discuss any areas of concern.
Online shop insurance discounts
Insurance brokers realise that the price you pay for shop insurance cover is important, if you are a first time buyer of retail insurance brokers often have policies which provide special introductory discounts of up to 15%, if you are already an established client of a broker with no claims then you may be eligible for further discounts of up to 25% off shop insurance prices which is a great deal for all concerned. Independent insurance brokers search the market place with their insurance partners to offer shop owners instant quotes and suitable cover at cost-effective prices. Reliable staff provide a first class all round year service to their clients whatever type of retail outlet they own.
Free shop insurance quotations
Submit your details online today to benefit from free shop insurance quotations. Cover can include shop contents, public and employers liability, stock cover, freezer stock cover, cash on premises protection, goods in transit as well as buildings cover and business interruption protection as optional extras. If you do have any problems completing an online quote form speak to a member staff for assistance, the more information you provide the quicker you will receive instant cover for your shop which will give you complete peace of mind.